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COBRA Coverage
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a federally regulated law that gives employees and their eligible dependents the opportunity to remain in the employer’s group insurance plan when they might lose coverage because of certain qualifying events. Any employee who resigns, retires or who is terminated is eligible to continue health, dental, or prescription benefits by completing a COBRA application. Benefits may be continued for up to 18 months if the employee has no other coverage. The member must pay the full cost of the coverage plus an administrative fee.
Cobra applications are automatically sent to the terminated employee’s home or they can be obtained at http://www.state.nj.us/treasury/pensions/epbam/exhibits/pdf/hc0806f.pdf.
Employees have 60 days from the Date of Notice to apply. The billing and the administration of the COBRA applicants are handled by the Division of Pensions and Benefits. If you have any questions, contact the Office of Human Resources at x2283.
