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Subsidized Stafford Loan vs. Unsubsidized Stafford LoanIf you have a Subsidized Stafford Loan you are eligible to have your interest paid by the Federal government while you are enrolled at least half time (six credits). If you have a Unsubsidized Stafford Loan you are responsible for the interest that accrues while you are enrolled. You may either pay the interest or let the interest capitalize and pay after you graduate, withdraw, or drop below half-time (six credits). |
