Student Property Insurance Information

Protection of personal property

The College of New Jersey or the Office of Residential and Community Development is not responsible for the personal property of students. It is recommended that the student take his/her personal property home during the breaks in which classes are not in session.   During the academic year, students should never leave books, clothing, backpacks, purses or other property unattended in common areas and should lock their doors at all times. Report suspected theft of property to the Campus Police. Because The College of New Jersey does not provide personal property insurance, it is recommended that students determine if they are covered under their parent's renters/homeowner's insurance policy or obtain a separate personal property insurance policy to protect their personal property such as stereos, cameras, calculators, personal computers, books and furniture.

Two companies that offer this type of insurance coverage are listed below. Both of these companies offer coverage for students living on-campus and for those renting apartments off campus.

 

CSI Insurance Agency, Inc
1-888-411-4911

National Student Services, Inc.
1-800-256-NSSI

Please note: The College of New Jersey does not endorse either company and is listing for information purposes only. The right decision to purchase or not is solely the responsibility of the student and his/her family.

Students are advised to be pro-active in order to reduce the frustration and inconvenience resulting either from theft or from damage caused by unanticipated accidents. For computers, the best way to minimize the disruption is to maintain regular backups of critical data. These backups should not be kept in the same location as the computer. A loss due to a water leak, for example, could potentially damage both the computer and the backup. Students should keep an inventory of their property, complete with serial numbers, as a way to prove ownership in the event they need to file a claim with an insurance company.

For additional safety tips, visit the Campus Police website.