Each student’s educational loan portfolio is different from another student’s portfolio because the loan programs are constantly changing. Listed below are a few names of programs and telephone numbers that will provide helpful information for you in the future:

Questions about Stafford loans borrowed starting from the Fall 1999 through the current semester should be addressed to Sallie Mae at 888-272-5543 or http://www.salliemae.com. All questions pertaining to William D. Ford Direct Loan (received Fall ‘95 term through Spring '99 term) when funds were electronically transferred to your student account directly at TCNJ from the US Department of Education should be addressed to the Direct Loan Servicing Center at 800-848-0978 or 800-557-7394. Go to http://www.ed.gov/DirectLoan/students.html to access current loan information.

All questions pertaining to the Federal Perkins and Nursing Loans should be addressed to the college’s billing service, ECSI at (888) 549-3274 or visit their web site at http://www.ecsi.net and click to find out how to look up your account on the internet and how to make monthly payments online. Monthly payments should be made payable to The College of New Jersey and mailed with your billing statement to:

CONSIDERING LOAN CONSOLIDATION?

Because of a new partnership forged between TCNJ and Chase Manhattan Bank, they offer a whole host of loan repayment and consolidation programs which are worth reviewing. Call 888-272-5543 to inquire about loan programs or visit their web site http://www.salliemae.com.

All questions pertaining to the William D. Ford Direct Loan Consolidation should be addressed to the Direct Loan Servicing Center at 800-848-0979 or visit their web site at http://www.ed.gov/DirectLoan/students.html

Individual Cumulative borrowing history: http://www.nslds.ed.gov or http://www.nslc.org allows you to check the total amount borrowed.

Monthly Repayment Calculator: http://www.finaid.org/calculators or http://www.ed.gov/DirectLoan/calc.html allows a borrower to compare the initial monthly payment amounts under the different repayment options.

Budget Calculator: http://www.ed.gov/DirectLoan/calc.html allows borrowers to estimate financial needs and create a budget for school and living expenses.